Lowest rates are in bold italics. See description of driver profiles ...

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Lowest rates are in bold italics. See description of driver profiles and coverage below. Company 2 Alameda CountyFremont Alameda CountyOakland Contra Costa CountyConcord Profile A Profile B Profile C Profile D Profile E Profile A Profile B Profile C Profile D Profile E Profile A Profile B Profile C Profile D Profile E AAA 3043 1462 3290 2097 925 3849 1834 4140 2627 1157 3284 1572 3564 2262 999 Allstate 3368 1298 3837 2126 820 4543 1553 4570 2560 971 3811 1364 3995 2202 852 AMCO 2767 1319 4322 2589 903 2584 1241 4098 2497 846 2412 1150 3751 2237 791 American Express 3 3804 1112 3750 1576 728 4312 1258 4254 1786 822 4484 1310 4418 1856 858 American Intl/AIG 2298 1305 2885 2496 1002 2882 1637 3616 3140 1256 2712 1539 3401 2943 1180 Amica Mutual 4 1811 961 2694 1908 581 1943 1032 2886 2046 622 2310 1225 3438 2406 743 California Capital 2282 1172 3290 2156 906 2536 1300 3652 2416 998 2214 1144 3192 2122 880 Coast National 5 2375 737 6459 2823 1306 2541 751 6896 3030 1390 2367 685 6411 2825 1293 CSAA 3630 1270 3073 2311 1046 4415 1538 3677 2833 1263 4020 1397 3375 2558 1149 Farmers 6 8049 1602 10322 3086 858 10446 2033 13275 3979 1057 7520 1488 9678 2882 796 Financial Indemnity 2674 734 6566 3172 1018 2776 776 6784 3286 1062 2726 808 6690 3172 1042 Firemans Fund 4314 1511 4078 2534 1305 4179 1466 3955 2465 1264 4121 1447 3901 2435 1247 GEICO 2253 1302 3332 2375 760 2692 1556 3985 2855 905 2251 1300 3332 2379 759 GMAC 2566 1936 6237 2613 1202 2845 2134 6917 2886 1315 2396 1794 5858 2418 1107 Hartford 3028 1411 N/A 2141 786 3668 1729 N/A 2625 946 3594 1687 N/A 2560 929 Horace Mann 7 2058 1094 3165 2109 724 2321 1213 3530 2331 802 2058 1094 3165 2109 724 Infinity 8 4448 1534 9195 2884 1571 5124 1814 10706 3428 1840 3897 1424 8061 2715 1473 Liberty Mutual 9 2411 1169 4091 2544 872 2808 1350 4756 2962 1000 2502 1211 4246 2653 903 Mercury 2194 960 3386 2044 688 2476 1074 3804 2326 766 2040 896 3108 1916 636 Metropolitan Direct 2884 992 3252 1768 724 3448 1190 3890 2122 868 3308 1134 3714 2030 828 Nationwide 3383 1151 5227 2412 928 3187 1075 4929 2282 865 3863 1318 5968 2739 1071 Progressive 10 3000 1846 7356 2732 1210 3012 1900 7414 2838 1240 2992 1844 7274 2734 1204 Safeco 9 2376 1192 1847 2227 824 2717 1357 2094 2514 934 2384 1198 1856 2224 830 State Farm 4676 1432 4770 2376 921 5395 1662 5516 2759 1069 5536 1700 5657 2823 1095 21st Century 2284 1022 3978 2134 822 2480 1086 4306 2290 876 2376 1062 4148 2198 864 USAA 11 2249 920 3449 1843 662 2249 920 3449 1843 662 2643 1073 4040 2161 766 Viking 4379 2087 7963 3269 1731 5892 3687 11146 5826 3325 4571 2286 8292 3572 1938 Wawanesa 12 1424 816 2720 1425 631 1520 873 2922 1518 676 1610 925 3103 1610 717 Bodily Injury Liability$100,000/$300,000 Property Damage Liability$50,000 Medical Payments$5,000 Uninsured Motorist Liability$30,000/$60,000 Underinsured Motorist Liability$30,000/$60,000 Collision Deductible with Waiver$500 Comprehensive Deductible$250 Single male, age 20; one traffic ticket in last three years; annual mileage 7,600 to 10,000. Drives a Honda Civic. Single female, age 41; clean driving record for last three years; annual mileage 12,600 to 16,000. Drives a Honda Accord. Married couple, ages 45 and 43, and son age 17; clean driving records for last three years; no multiple lines discount; annual mileage for each car 12,000 to 20,000. Drive a 1998 Toyota Camry and a 2000 Ford Explorer XLT. Married couple, ages 29 and 27; clean drivingrecords for last three years; no multiplelines discount; annual mileage for each car 9,000 to 16,000. Drive a 2000 Nissan Altima GXE and a 1998 Honda Civic DX. Lowest rates are in bold italics. See description of driver profiles and coverage at bottom of the facing page. Marin CountySan Rafael San Francisco San Mateo CountySan Mateo Santa Clara CountySan Jose Profile A Profile B Profile C Profile D Profile E Profile A Profile B Profile C Profile D Profile E Profile A Profile B Profile C Profile D Profile E Profile A Profile B Profile C Profile D Profile E 3398 1628 3654 2318 1031 4470 2144 4807 3065 1315 3036 1455 3281 2093 923 2893 1392 3148 2006 887 3875 1389 4087 2261 868 4864 1691 4960 2814 1049 3236 1264 3710 2040 798 3123 1174 3419 1879 745 2729 1305 4265 2563 893 4140 1974 6497 3925 1339 2693 1285 4206 2520 880 2359 1118 3654 2161 771 3904 1140 3842 1616 748 4910 1432 4840 2034 934 3606 1054 3550 1490 690 3228 942 3176 1336 620 2448 1390 3071 2664 1067 3008 1704 3773 3245 1310 2260 1281 2837 2447 988 2195 1246 2758 2385 958 1957 1039 2909 2052 628 2796 1482 4162 2934 896 1782 946 2649 1880 571 1638 871 2437 1711 527 2396 1240 3448 2300 948 3228 1654 4628 3058 1270 2062 1070 2980 2004 820 2376 1226 3424 2248 938 2311 725 6291 2748 1272 3353 1004 9116 3987 1830 2231 672 6060 2662 1225 2220 687 6037 2640 1222 3753 1307 3168 2379 1075 5474 1904 4546 3509 1562 3709 1285 3143 2337 1059 3367 1173 2861 2133 968 7811 1550 10004 2991 829 11227 2202 14277 4284 1154 7464 1472 9523 2825 783 7403 1454 9436 2815 767 2602 762 6382 3034 990 3906 1036 9538 4674 1492 2346 730 5738 2708 902 2852 820 6980 3368 1090 4137 1451 3912 2455 1245 5802 2011 5446 3358 1737 3766 1325 3572 2241 1141 3973 1396 3764 2349 1205 2230 1289 3296 2339 754 2811 1624 4157 2950 951 2270 1312 3353 2369 769 2182 1261 3222 2272 741 2435 1823 5928 2463 1132 3508 2643 8566 3557 1639 2388 1778 5826 2399 1098 2297 1723 5615 2320 1066
3522 1647 N/A 2497 911 4652 2206 N/A 3342 1193 3108 1461 N/A 2223 804 2974 1388 N/A 2109 773 2058 1094 3165 2109 724 2494 1302 3796 2501 856 1786 951 2736 1829 638 1786 951 2736 1829 638 4408 1616 9329 3056 1703 9486 3487 20204 6663 3591 5594 1970 11703 3718 1985 4595 1632 9530 3085 1675
2332 1134 3962 2480 849 3386 1611 5714 3520 1187 2181 1065 3715 2330 799 2252 1097 3830 2386 823 2012 882 3120 1880 636 2532 1092 3872 2434 770 2102 922 3270 1950 666 2400 1046 3684 2234 744 3008 1028 3372 1832 754 4000 1384 4522 2496 1006 2664 912 2986 1622 668 2668 916 2998 1632 668 3616 1228 5587 2574 992 4994 1676 7730 3598 1343 3203 1091 4952 2283 883 3368 1152 5201 2391 932 2812 1728 6844 2556 1134 3660 2308 8988 3440 1506 2608 1610 6364 2384 1056 2718 1672 6618 2474 1094
2581 1285 1982 2375 886 3369 1675 2585 3133 1147 2198 1107 1696 2054 762 2446 1231 1907 2269 853 4869 1494 4970 2477 964 5807 1781 5929 2960 1145 4721 1438 4811 2384 928 4273 1307 4357 2167 843 2728 1200 4744 2480 982 3162 1346 5464 2846 1092 2138 992 3788 2042 816 2230 1028 3944 2102 852 2249 920 3449 1843 662 2743 1119 4205 2259 795 2110 866 3241 1730 625 2110 866 3241 1730 625 4399 2110 7877 3271 1775 5922 3732 11106 5870 3394 4476 2184 8128 3416 1830 4942 2682 9129 4214 2326 1541 884 2955 1539 684 2145 1226 4082 2140 947 1397 802 2676 1398 620 1320 755 2502 1320 584 FOOTNOTES: 1 See text for further background on these rates. Rates have been rounded to the nearest whole dollar. 2 The company names we use on this table are short-hand and may relate to a group of companies. 3 Premiums include $100,000 for property damage and 50/100 for un/underinsured motorist coverage. 4 Premiums include combined single limits of $300,000 for liabil- ity and $75,000 for un/underinsured motorist coverage. 5 Premiums include $1,000 for medical payments, 15/30 un/ underinsured motorist coverage, and $500 comprehensive de- ductible. 6 Premiums for profiles B, C, D, and E were rated in the Premier Rating Plan and include $300 comprehensive deductible. 7 Limited to current and retired school district employees and members of educational credit unions. 8 Premiums include 15/30 bodily injury and un/underinsured motorist coverage and $15,000 for property damage. 9 Premiums include 50/100 un/underinsured motorist coverage. 10 Premiums include $3,500 un/underinsured property damage coverage instead of the collision waiver. 11 Limited to active, retired, and former members of the military, FBI, Secret Service, Foreign Service, and Public Health Service, and their dependents. 12 Premiums include $200 comprehensive deductible. Married couple, ages 67 and 65; clean driving records for last three years; no multiple lines discount; annual mileage 7,000. Drive a 2001 Buick Century Custom.



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